Underwriter – Agriculture

Job description

ZSIC General Insurance Limited is a leading provider of customer-centric general insurance solutions, committed to excellence, integrity, and strong corporate governance. As an equal opportunity employer and a proud member of the IDC Group of Companies, we continue to build a high-performance culture driven by professionalism, innovation, and excellent service.

We are inviting applications from suitably qualified, experienced, and results-driven professionals to fill the following position:

UNDERWRITER – AGRICULTURE

Reporting to: Agriculture Specialist

Job Purpose:

To support agriculture underwriting by evaluating and managing insurance risks, ensuring profitability, compliance and effective risk mitigation for ZSIC-GI’s clients across crop, livestock and agribusiness portfolios.

Key Responsibilities:

1. Agricultural Risk Assessment and Underwriting: Evaluates and assesses risks associated with crops, livestock and other agricultural enterprises. Develops and implements underwriting guidelines.
2. Product Development and Innovation: Contributes to design and enhancement of agricultural products tailored to client needs. Collaborates with banks, cooperatives and farmer associations.
3. Policy Administration and Compliance: Ensures accurate and timely issuance of agricultural insurance policies. Reviews and approves proposals and quotations.
4. Business Development Support: Provides technical input to the sales team on agricultural insurance products. Participates in client meetings and presentations.
5. Claims Support: Liaises with claims teams to provide technical input on agricultural claims and loss history.
6. Decision Making and Problem Solving: Decides on acceptance, rejection, and rating of agricultural risks within delegated authority.

Qualifications / Certifications:

• Grade 12 Certificate with five O-Levels, including Mathematics and English.
• Bachelor’s Degree in Insurance, Agribusiness, Agricultural Economics, Agronomy, Agro-Forestry, Finance, Business Administration, Risk Management or related field.
• Professional qualification such as ACII or CII.
• Valid driver’s licence.
• Minimum of 3 years of experience in underwriting, insurance or risk assessment.

How to Apply:

Interested candidates who meet the minimum qualifications should submit their applications to:
Chief Human Capital & Administration Officer
ZSIC General Insurance Limited, Premium House, Independence Avenue, P.O. Box 30894, Lusaka, Zambia.
Email: careers@zsicgi.co.zm
Closing Date: 25th September 2026