Loan Sales Officers

Job description

JOB ADVERTISEMENT: LOAN SALES OFFICER

Chipata and Petauke, Zambia (Multiple Openings)

Company Name

Sunset Island Enterprises Zambia Ltd T/A Bridgewater Loans Zambia

Employment

Type

Full-time

Salary & Benefits

Fixed Base Pay plus Performance-Based Commission

Application

Deadline

30 November 2026

About Us

Sunset Island Enterprises Zambia Ltd T/A Bridgewater Loans Zambia is a dynamic, rapidly growing financial services provider committed to delivering accessible credit solutions and exceptional advisory services to individuals and businesses. We pride

ourselves on innovation, excellence, and building lasting relationships. We are currently seeking motivated, results-driven Loan Sales Officers to drive our business development and market presence in the Eastern Province.

Job Summary

The Loan Sales Officer will be responsible for expanding our client base, promoting and selling our diverse loan products, and managing client relationships within Chipata, Petauke, and surrounding local areas. This is a target-driven role ideal for a proactive professional passionate about field marketing, local networking, and financial inclusion.

Key Responsibilities

Client Acquisition: Identify and acquire new individual and business loan clients through local market outreach, field marketing, networking, and community referrals.

Product Promotion: Market, sell, and cross-sell the company’s financial and loan products to meet monthly and quarterly disbursement targets.

Credit Assessment: Evaluate applicants’ financial histories, perform creditworthiness checks, and ensure accurate onboarding documentation.

Relationship Management: Build and maintain deep relationships with clients, local businesses, market groups, and corporate partners to ensure high levels of customer retention.

Portfolio Monitoring: Follow up on loan approvals, disbursements, and timely repayments to manage local portfolio quality.

Compliance & Reporting: Maintain accurate transaction records, adhere strictly to credit policies and regulatory compliance, and submit regular progress updates to the Sales Team Lead.

Key Performance Indicators (KPIs)

Loan Disbursement Volume: Achieve or exceed set monthly and quarterly financial targets for total loan values disbursed.

New Client Acquisition: Onboard a target number of active, creditworthy individual or business borrowers each month.

Portfolio at Risk (PAR): Maintain a Portfolio at Risk (e.g., PAR 1–30 days) below the company’s maximum threshold through proactive repayment follow-ups.

Loan Recovery & Collection Rate: Ensure a high percentage of timely monthly collections and successful recovery of due payments.

Documentation Accuracy: Maintain a 100% compliance rate on file completeness, verified KYC procedures, and error-free loan applications.

Qualifications & Requirements

Education: Diploma or Bachelor’s Degree in Marketing, Banking & Finance, Business Administration, or a related discipline.

Experience: Proven experience in sales or field marketing; direct experience within microfinance, banking, or agricultural financing is highly preferred.

Driver’s License: A valid Motorbike Riding License (Class A) is a distinct and

added advantage.

Local Knowledge: Deep understanding of the Eastern Province business landscape, markets, and communities is required.

Skills: Excellent communication, negotiation, and interpersonal skills. Ability to interact effectively with diverse local client bases.

Technical Aptitude: Basic understanding of credit risk analysis and financial procedures, alongside proficiency in MS Office tools (Word, Excel).

Mindset: Target-driven, self-motivated, resilient, and highly comfortable executing daily field movements.

How to Apply

Interested and qualified candidates should send their updated CV, cover letter, and copies of academic qualifications to Bridgewaterloans.zambia@outlook.com (with a copy to Sunset.island@si.co.zm) with the subject line “Loan Sales Officer – [Preferred

Location: Chipata or Petauke]”.

Application Deadline: 30 November 2026