Legal Officer/Company Secretary

NICO Insurance Zambia Limited, a general insurance company, has been operating in Zambia since 1st October 1997 and has branches in Lusaka, Kitwe, Ndola, Livingstone and Chipata. NICO Insurance Zambia Limited is a member of the NICO Group of Companies operating in Malawi.

The Company is seeking to identify a suitably qualified and experienced individual to be engaged as Legal Officer/Company Secretary.

Reporting to: Chief Executive Officer and the Board of Directors (in Company Secretarial capacity)

Main Purpose of the Job

To provide strategic legal advisory and company secretarial services to NICO Insurance Zambia, ensuring compliance with the Insurance Act, PIA regulations, Companies Act and other applicable legislation, while protecting the company’s legal, regulatory and governance interests.

Main Duties will include the following:

Provide legal advisory support on underwriting, claims management, reinsurance, intermediaries, and policy wordings
Review and approve insurance policy documents and endorsements for legal enforceability and compliance
Advise on claims disputes, repudiations, recoveries, and subrogation matters
Support product development and regulatory approval processes with PIA
Oversee litigation and dispute management matters involving the company
Provide advice on settlement strategies and litigation risks
Manage external advocates and control legal costs
Represent the company in negotiations, mediations, and regulatory hearings where required
Ensure compliance with the Insurance Act, Companies Act, PIA regulations and PACRA requirements
Manage statutory filings, license renewals and regulatory submissions
Attend Board and Committee meetings, prepare agendas, minutes, resolutions and board packs
Maintain statutory registers and governance records
Advise the Board on corporate governance, fiduciary duties and conflicts of interest
Draft, review and negotiate commercial contracts including reinsurance, broker, agent and service contracts
Identify legal and regulatory risks and recommend mitigation measures
Liaise with regulators including the Pensions and Insurance Authority
Support mergers, acquisitions, restructuring and other corporate transactions

Qualifications and Experience

Bachelor of Laws (LLB)
Admission to the Zambian Bar (ZIALE)
Minimum 5–8 years post admission experience in legal practice, preferably in insurance or financial services
Company Secretarial qualification/training will be an added advantage
Strong knowledge of insurance law, regulatory compliance and claims litigation

Skills and Competencies

Strong analytical, drafting and research skills
Excellent written and verbal communication skills
Sound judgment and decision-making ability
Ability to manage complex legal and compliance matters
High level of professionalism, integrity and confidentiality
Proficiency in Microsoft Word, Excel and PowerPoint
Paid up member of Law Association of Zambia (LAZ)

Those who meet the above-mentioned requirements may send their application letters accompanied by copies of academic and professional qualifications and a detailed curriculum vitae to recruitment@nicoinsurance.co.zm by 16th January 2026.