Finance Operations Clerk

Job description

About Unifi

Unifi Africa is a fast-growing financial technology company operating in Zambia, South Africa, Uganda, and Kenya. Unifi Zambia delivers personal lending products from physical branch and digital channels, utilising internally generated software and lending products backed by IT and data analytics teams based in South Africa. The company is well supported by strong shareholders and a board of directors with vast experience in entrepreneurship and lending.

Unifi Zambia is a subsidiary of Unifi Africa and is recruiting a new senior member of the Zambian finance team to manage and build the financial operations activities of the organisation during its expansion. The ideal candidate must balance financial diligence with entrepreneurial energy, be analytically adept, and have a passion for African business. A healthy spirit of adventure and sense of humour would be helpful. Some travel may be required, mainly within Zambia but on occasion across borders to visit other Unifi businesses.

Core Job Functions 

Main Purpose: 

Perform Finance Operations supporting the Business Accountant. Act as finance support to all operational areas.

Core roles: 

Investigate and resolve branch and internal queries, particularly around DDAC payments and clearing account anomalies
Prepare and maintain monthly clearing reports and ensure timely resolution of uncleared transactions.
Analyse daily bank settlement receipts, post to customer accounts, or allocate to suspense when necessary.
Monitor and maintain collections suspense and clearing accounts; recommend adjustments or write-offs as per clearing guidelines.
Support fixed asset management: verify deliveries, tag assets, update Fixed Asset Register, and assist with asset condition audits.
Assist branches with expense allocations, resolve misallocations, and support monthly expense summaries.
Contribute to branch profitability analysis and general financial reporting.
Respond to general, ad-hoc, and departmental queries and data requests as needed.

Responsibilities:

Maintain and regularly clean suspense and clearing accounts
Prepare monthly clearing reports.
Respond to and resolve clearing team transaction queries
Analyse daily bank settlement receipts.
Trace and post customer settlement receipts.
Allocate unidentified receipts to suspense accounts and clean up as per guidelines
Support alignment of Fixed Asset Register (FAR) with systems (e.g., Xero, BIT).
Verify receipt of assets purchased.
Assign asset numbers, locations, and tag numbers.
Conduct asset verifications (presence, condition, tagging)
Assist with expense allocations and corrections.
Resolve branch-related financial queries.
Summarise and analyse monthly branch expenses.
Support branch profitability reporting.

Skills & Qualifications:

Ability to work independently, create solutions and collaborate internally and externally.
Reconciliation
Attention to timing and detail; capable of distilling large volumes of information and handling rapidly changing information.
Team collaboration.
Customer service orientation.
Good numerical and problem-solving skills.
Degree in Accounting/finance, Part ACCA/ZICA or equivalent qualification imperative.