Finance Manager

Job description

Location: Lusaka, Zambia

About Jabu

We’re shaking up Africa’s financial landscape by digitizing cash transactions with smart devices. Backed by Y Combinator and world-class investors, Jabu is scaling fast, building real impact across the continent.Advertise in Zambia

Key Responsibilities

Core Financial Management

Oversee day-to-day accounting, ensuring compliance with local and international standards.
Manage month-end, quarter-end, and year-end closes, providing accurate and timely financial reports.
Supervise tax compliance and regulatory filings across multiple jurisdictions, optimizing Jabu’s tax position.
Coordinate both internal and external audits; maintain strong internal controls to mitigate risks.

Cost Allocation & Profitability

Develop and implement frameworks for allocating direct and indirect costs at a granular level (e.g., per safe, per customer).
Track and analyze profitability across different product lines, markets, and regions.
Identify underperforming units or clients and recommend actions to improve margins or discontinue services.

Treasury & Payments Management

Manage cash flow and working capital, ensuring operational continuity and strategic flexibility.
Build relationships with banking partners, payment processors, and other financial institutions across African markets.
Oversee cross-border and local payment processes, prioritizing security, speed, and cost-efficiency.

Financing & Loan Structuring

Propose and evaluate financing strategies (e.g., bank loans, venture debt, asset financing) for product expansion (e.g., new JabuSafes).
Negotiate terms with lenders or investors, managing interest rates, collateral requirements, and repayment schedules.
Mitigate risks (currency fluctuations, rate volatility) with appropriate financial instruments or hedging strategies.

Strategic Financial Planning

Collaborate with leadership to assess new market opportunities, create financial models, and guide investment decisions.
Define and track key performance indicators (KPIs) that align with Jabu’s growth objectives.
Develop and maintain pricing and profitability strategies in collaboration with product and sales teams.

Team Leadership & Development

Recruit, mentor, and scale a high-performing finance team capable of supporting multi-market operations.
Implement robust financial systems, tools, and technologies to enhance reporting, analytics, and scalability.
Foster a culture of continuous improvement and data-driven decision-making.