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Credit Officer – Microfinance
Microfinance Institution Lusaka
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Employer and vacancy source: Microfinance Institution
The original vacancy details remain available for reference. Applications are closed, so use the employer information and related searches to find active roles.
- EmployerMicrofinance Institution
- LocationLusaka
- Listing sourceZambia Job Alerts
Job facts
Key details for this vacancy
- Employer
- Microfinance Institution
- Location
- Lusaka
- Posted
- January 27, 2026
- Job type
- Full Time
- Category
- Other
This listing has expired.
The original details remain available for reference, but applications are closed. Use the related searches for active vacancies.
Microfinance Institution
Job description
RECRUITMENT ADVERT
Position: Credit Officer – Microfinance
Location: Lusaka
Type: Full-Time
Application Deadline: 13 February 2026
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About the Company
We are a growing microfinance institution committed to providing accessible and innovative financial solutions to individuals, businesses, and communities across diverse market segments.
As part of our expansion, we are recruiting a proactive and analytical Credit Officer to support our lending operations and ensure portfolio quality.
Role Overview
The Credit Officer will be responsible for client acquisition, loan appraisal, credit risk assessment, and portfolio management, while ensuring compliance with lending policies and regulatory guidelines. The Credit Officer will report to the Branch Manager.
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Key Responsibilities
Client Acquisition & Appraisal: Market micro-credit products, identify potential clients, conduct site visits, and assess business viability.
Loan Processing: Prepare loan applications, verify documentation, evaluate financial data, and process loan paperwork.
Portfolio Management: Monitor active loans, track repayments, follow up on delinquent accounts, and implement recovery strategies.
Relationship Management: Build and maintain strong relationships with clients, partners, and community stakeholders.
Reporting & Compliance: Prepare periodic reports, ensure adherence to lending policies, and provide feedback for product improvement.
Risk Management: Analyse credit risks, recommend mitigation measures, and ensure compliance with legal and regulatory frameworks.
Qualifications & Experience
Diploma or Degree in Finance, Banking, Marketing, Business, or related field.
Experience in microfinance, banking, or related financial services is an added advantage.
Strong understanding of lending procedures, financial analysis, and risk assessment.
Strong analytical, numerical, and reporting skills.
Ability to work under pressure and meet targets.
Excellent customer service, communication, and negotiation skills.
Core Competencies
Credit Appraisal & Risk Assessment.
Portfolio Monitoring & Collections.
Customer Service & Client Retention.
Financial & Business Analysis.
Reporting & Regulatory Compliance.
Time Management & Teamwork.
How to Apply
Interested and qualified candidates should send their CV and cover letter to vacancies@legacybridgeadvisorypartners.com by 13 February 2026, quoting “Credit Officer” in the subject line.
Only shortlisted candidates will be contacted.