Credit Admin. Officer

Position: Credit Administrator
Reports to: Credit Admin. Manager 

Job Summary

A Credit Administrator is responsible for managing and maintaining the credit accounts of customers. This role involves assessing the creditworthiness of new clients, managing existing client accounts, and ensuring timely collections of outstanding payments. The Credit Administrator works to minimize financial risk to the company while supporting sales and maintaining strong customer relationships.

Key Responsibilities

Credit Assessment:

1.Evaluate credit applications from new and existing customers

2. Analyze financial statements, credit reports, and other relevant data to determine creditworthiness.
3. Set appropriate credit limits and payment terms based on risk analysis.
Account Management & Collections:

4. Manage and monitor a portfolio of customer accounts to ensure payments are made on time.
5. Communicate with customers regarding overdue payments and resolve billing issues.
6. Develop and implement effective strategies for the collection of outstanding debts.
7. Reconcile customer accounts and resolve discrepancies.
Documentation & Reporting:

8. Maintain accurate and up-to-date customer credit files and records.
9. Generate regular reports on accounts receivable status, aging analysis, and collection activities for management.
10. Prepare and process credit memos, adjustments, and write-offs as needed.
Collaboration & Communication:

Work closely with the sales, accounting, and customer service departments to resolve credit-related issues and facilitate a smooth order-to-cash process.
Communicate credit policies and procedures to both internal staff and external customers.
Qualifications

Education:

A diploma or bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Experience. Not requirement
Skills:

Analytical Skills:

1.Strong ability to analyze financial data and make sound credit decisions.
2.Attention to Detail: Meticulous in record-keeping and data entry.
3.Communication: Excellent verbal and written communication skills for dealing with customers and internal teams.
4.Negotiation: Strong negotiation and problem-solving skills to handle difficult collection cases.
5.Software Proficiency: Familiarity with accounting software  Microsoft Office Suite, especially Excel.

Interested person should send their CVs, Copy of their academic qualifications including grade 12 cert in one document. PDF FORMAT ONLY

NB. Only candidates who meet the above qualifications should apply.