Finance & Credit Manager

Job description

Job Title: Finance & Credit Manager
Location: Kitwe, Zambia
Industry: Banking & Financial Services

Key Responsibilities:

Financial Management:

Prepare and maintain accurate financial statements (monthly, quarterly, and annually).
 Manage accounts payable, accounts receivable, and payroll processes.
Conduct bank reconciliations and ensure balance sheet items are reconciled.
Develop and monitor budgets, ensuring proper allocation and expenditure control.
Prepare regulatory reports and ensure compliance with financial regulations.
Analyse revenue and expenditure trends to recommend budget adjustments.
Supervise financial data input and reporting systems.
Collaborate with internal and external auditors during audits.
Implement and maintain strong internal controls to safeguard assets.

Credit Management:

Assess and process loan applications, ensuring compliance with credit policies.
Evaluate clients’ financial status and creditworthiness.
Monitor loan disbursements and ensure timely repayments.
Maintain updated records of loan applications and repayments.
Analyse risks and recommend strategies to minimize non-performing loans.

Portfolio Management:

Oversee the institution’s loan portfolio, ensuring diversification and risk mitigation.
Conduct regular portfolio reviews and provide performance reports to management.
Develop strategies to grow the loan portfolio while maintaining quality.

 Customer Relations:

Build and maintain strong relationships with clients to ensure satisfaction and loyalty.
Provide guidance to clients on loan products and repayment plans.
Address client inquiries and resolve issues promptly.

Qualifications:

Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
Minimum of 3-5 years of experience in credit and financial management, preferably in the Banking & Financial Services Sector.
Strong analytical and problem-solving skills.
Proficiency in financial software and tools.
Excellent communication and interpersonal skills.

Additional Requirements:

High ethical standards and attention to detail.
Ability to work under pressure and meet deadlines.
Professional certifications such as CPA, ACCA, or ZICA (preferred).

If you meet the above requirements, please send your CV and a cover letter detailing your experience and qualifications by the 25th of April 2025 to
jobs@fundit-zm.com