Loan Officer Trainees – Nationwide (17 Branches Across 4 Regions)

Job description

MICROLOAN FOUNDATION ZAMBIA (MLF)
LOAN OFFICER TRAINEES ADVERT — NATIONWIDE (ALL REGIONS)

Our Organization

MicroLoan Foundation (MLF) Zambia is an established micro-finance institution whose mission is to help poor Zambian women entrepreneurs work their way out of poverty. It achieves this mandate by providing small business loans, financial literacy and business trainings, and savings facilitation across rural and peri-urban communities in Zambia.

The Opportunity

MLF Zambia invites applications from energetic, community-oriented, and ambitious candidates to fill in the Loan Officer Trainee positions in the following Microloan branches:

Target Region / Branches:

• Eastern Region: Chipata, Katete, Petauke
• Northern Region: Kasama, Mpika, Mbala
• Central Region: Kapiri Mposhi, Mkushi, Mpongwe, Mumbwa, Kabwe
• Southern Region: Kafue, Choma, Livingstone, Sesheke, Mazabuka, Monze

Reporting To: The Loan Officer Trainee will report directly to the Branch Head.

Core Duties & Responsibilities:

• Work hand in hand with the assigned Loan Officer and learn how to identify appropriate clients and viable women entrepreneur groups.
• Work hand in hand with the assigned Loan Officer to learn and observe Centre Management procedures and loan collection meetings.
• After a minimum of two (2) months of intensive practical training, work as a Relief Loan Officer to cover for Loan Officers who are unavailable in the branch. Support Loan Officers to meet targets, conduct centre meetings, and follow up on arrears when required.
• During the training period, trainees without a rider’s licence will be required to learn how to ride a motorbike and obtain an official rider’s licence.
• Learn how to establish, train, and monitor credit groups for successful loan application, group cohesion, and timely repayment.
• Learn the preparation of loan requests and disbursement of loans strictly according to MLF procedures and credit policies.
• Learn how to compile daily end-of-day reports and prepare weekly activities planners.
• Perform any other duties as assigned by the Branch Head.

Minimum Requirements:

• Must have a full Grade 12 Certificate with Credits or better in Mathematics and English.
• Must possess good communication and presentation skills.
• Must have good interpersonal and relationship-building skills.
• Must be willing and ready to learn how to ride a motorbike.
• Age Limit: Below 30 years of age.
• Certificate or Diploma in Social Work, Community Development, Business Administration, Agriculture, or related field is an added advantage.
• Resident of the stated region/district or willing to be stationed at the branch.

How to Apply:

All applications should include:

1. A detailed Curriculum Vitae (CV) with at least two traceable referees with active email addresses and phone numbers.
2. An application letter (clearly stating your Preferred Microloan region/branch of work).
3. Certified copies of Grade 12 certificates and any tertiary qualifications.

MLF is an equal opportunity employer and strongly encourages female candidates to apply.

Applications should be delivered by email to:

hr.zambia@mlfafrica.org

Email Subject: Application – Loan Officer Trainee [Nationwide (All Regions)]

Only shortlisted candidates will be contacted.