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Legal Officer

Spectrum Credit Ltd Lusaka, Zambia

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Employer reference

Employer and vacancy source: Spectrum Credit Ltd

Zambia Job Alerts publishes the vacancy details and application instructions for this listing. Use the employer details, deadline and application section below to verify the opportunity before applying.

  • EmployerSpectrum Credit Ltd
  • LocationLusaka, Zambia
  • Employer websitespectrumcreditltd.com
  • Application methodEmail application
  • Listing sourceZambia Job Alerts
Job facts

Key details for this vacancy

Employer
Spectrum Credit Ltd
Location
Lusaka, Zambia
Posted
November 2, 2026
Closing date
Apply by December 2, 2026
Job type
Full Time
Category
Legal
Application method
Email application

Website Spectrum Credit Ltd

There When You Need Us – Microfinance & Financial Solutions

Job description

SPECTRUM CREDIT LTD — WE ARE HIRING! 📢⚖️
Position: Legal Officer (Litigation • Debt Recovery • Legal Advisory)

Position: Legal Officer
Company: Spectrum Credit Ltd
Location: Lusaka, Zambia
Employment Type: Full-Time
Application Deadline: 3rd November 2026

Position Overview:

The successful candidate will provide legal support across the business, manage litigation and recovery matters, support contract drafting and review, and provide legal advisory services to ensure the company’s interests are protected and its operations remain compliant with applicable laws and regulations.

Key Responsibilities:

  • Manage litigation and represent the company in court across Zambia.
  • Support loan recovery, including the enforcement of judgments and realized security.
  • Provide sound legal opinions and advice to executive management and operational business units.
  • Liaise effectively with external lawyers, courts, and law enforcement agencies.
  • Ensure full compliance with Zambian laws, court procedures, and professional legal standards.
  • Handle debt recovery, commercial disputes, and enforcement proceedings.
  • Draft, review, and advise on commercial contracts, credit agreements, legal notices, and court pleadings.
  • Monitor ongoing cases, maintain accurate legal records, and report regularly on litigation outcomes.
  • Identify emerging legal risks and recommend practical mitigation measures.
  • Undertake regular road travel to courts, provincial branches, and clients nationwide.

Requirements:

  • Bachelor of Laws (LLB) from a recognized institution.
  • Admission to the Zambian Bar (ZIALE Advocate).
  • Current, valid Practising Certificate issued by the Law Association of Zambia (LAZ).
  • Demonstrated litigation experience, particularly in debt recovery and commercial disputes.
  • 3+ years’ post-admission experience (5+ years is an added advantage).
  • Valid driver’s licence and willingness to travel to all provinces across Zambia.

Key Competencies:

  • Legal research, drafting, and rigorous analytical skills.
  • Case and time management; ability to work independently.
  • Negotiation, advocacy, and commercial dispute resolution.
  • High level of integrity, confidentiality, and commercial awareness.

How to Apply:

Interested candidates should send their CV, application letter, qualifications (including ZAQA certification), and current practising certificate to:

📧 Email: jobs@spectrumcreditltd.com

Subject Line: Legal Officer

📅 Apply by: 3rd November 2026

Commitment. Responsibility. Innovation. One Team. One Spirit. One Zambia. One Spectrum.

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To apply for this job email your details to jobs@spectrumcreditltd.com

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