Business Loan Officer

Job description

Khen financial Services is one of the fastest growing micro-finance with presence on the copper belt and Solwezi, and wishing to extend its presence to other towns.

The Business loan officer will be responsible for:

• Marketing of all KFS products and services to potential clients by using promotional tools and mechanisms approved by KFS.
• Responsible for full lending cycle of loan initiation, processing, monitoring and repayment.
• Select clients, provide detailed products and services information, conduct client evaluation, collect all the necessary documents and check their accuracy, present credit proposals at credit committees, and process loans documentation.
• Explain to clients all the details of the disbursement and repayment process.
• Conduct thorough analysis of each client payment capacity and willingness; evaluate the credit risk before Credit Committee.
• Actively work on maintaining clients’ repayment willingness.
• Fully responsible for all collections efforts regarding clients in his/her portfolio; daily monitor clients’ repayment, act immediately on loans in arrears according to lending policy, present all delinquent clients and recommend solutions to arrears committee, implement committee’s decisions. 

EDUCATION AND EXPERIENCE  

College Diploma in Banking and Finance, Business Administration, Economics or any other relevant Business-Related Diploma

Experience as in Sales and Marketing more especially in the Micro finance Sector.

Working in a client-facing sales role, in educational profession is highly desired.

Basic mathematics and analytical skills required, writing, reading and comprehension skills, attention to details.

 Strong customer orientation. 

COMPETENCIES            

§ Analytical

§ Problem Solving –

§ Technical Skills

§ Interpersonal Skills

§ Motivation

§ Planning/Organizing

§ Quality

LANGUAGE SKILLS

 English and any local language of the area in which the branch is located.

If you meet the above criteria, send your CV, Qualifications, copy of NRC and Cover letter to the following email:

khenfinancialservices@gmail.com

Only shortlisted candidates will be contacted.