FINANCE OPERATIONS OFFICER X 1

Job description

FINANCE OPERATIONS OFFICER X 1

eShandi is one of Africa’s fastest-growing fintech companies, transforming financial inclusion through innovative digital financial solutions. Our ecosystem spans digital lending, embedded finance, payments, digital banking, agency banking, and financial technology infrastructure, enabling individuals and businesses to access affordable and convenient financial services.

As we continue to grow, we are seeking a detail-oriented and analytical Finance Operations Officer to support our finance function by ensuring the accuracy, integrity, and efficiency of our financial operations.

Position Summary:

The Finance Operations Officer will play a key role in supporting eShandi’s day-to-day financial operations by managing reconciliations, financial accounting, management reporting, and operational finance processes. The successful candidate will ensure that financial transactions are accurately recorded, reconciled, and reported while supporting process improvements, regulatory compliance, and financial controls across the business.

This role is ideal for an ambitious finance professional with strong accounting fundamentals and an interest in working within a fast-paced fintech environment.

Key Responsibilities:

Financial Operations

Process and review daily financial transactions.

Maintain accurate accounting records and general ledger entries.

Prepare journals, accruals, and month-end adjustments.

Support month-end and year-end financial close processes.

Ensure timely processing of payments and receipts.

Reconciliations

Perform daily, weekly, and monthly reconciliations of:

Bank accounts

Mobile money wallets

Payment gateways

Settlement accounts

Customer loan accounts

Suspense accounts

General ledger control accounts

Investigate and resolve reconciliation differences promptly.

Monitor settlement timelines and outstanding balances.

Financial Reporting

Prepare monthly management accounts.

Assist in preparing financial statements in accordance with IFRS.

Generate operational and financial performance reports.

Support budgeting and forecasting processes.

Analyse financial data and identify trends or anomalies.

Lending & Payment Operations

Reconcile loan disbursements and customer repayments.

Monitor payment settlements across multiple payment channels.

Verify interest calculations, fees, commissions, and charges.

Support finance processes related to embedded finance and digital payment products.

Assist with revenue reconciliation across business lines.

Internal Controls & Compliance

Maintain strong financial controls and ensure adherence to company policies.

Assist with internal and external audits.

Prepare supporting schedules and audit documentation.

Support statutory and regulatory reporting requirements.

Ensure compliance with accounting standards and regulatory obligations.

Process Improvement

Identify opportunities to automate finance processes.

Recommend improvements to reconciliation and reporting procedures.

Assist in implementing finance systems and digital tools.

Collaborate with Product, Engineering, Risk, and Operations teams to improve financial workflows.

Qualifications & Experience

Bachelor’s degree in Accounting, Finance or a related field.

Up to 2 years’ relevant experience in finance, accounting, banking, fintech, or financial services.

Experience in financial accounting, management accounting, or reconciliations is required.

Experience within a fintech, digital lender, bank, payment service provider, or financial institution will be an added advantage.

Professional qualification (ZICA, ACCA, CIMA, CPA or equivalent) is desirable.

Technical Competencies

Strong understanding of accounting principles and IFRS.

Knowledge of financial reporting and management accounting.

Experience with bank and payment reconciliations.

Proficiency in Microsoft Excel, including Pivot Tables, XLOOKUP, SUMIFS, and data analysis.

Experience with accounting software or ERP systems (e.g. Sage, QuickBooks, SAP, Oracle, Microsoft Dynamics, Odoo).

Understanding of digital payment ecosystems, mobile money, and fintech operations is an advantage.

Familiarity with Power BI or other reporting tools is desirable.

Behavioural Competencies

We are looking for someone who demonstrates:

High attention to detail and accuracy.

Strong analytical and problem-solving skills.

Integrity and professionalism.

Excellent organisational and time management skills.

Ability to work under pressure and meet deadlines.

Strong communication and interpersonal skills.

Ability to work independently and collaboratively.

A proactive approach to continuous improvement.

Curiosity and willingness to embrace technology and automation.

Why Join eShandi?

At eShandi, you’ll be part of a purpose-driven organisation committed to expanding financial inclusion across Africa through technology. You’ll work with a dynamic and innovative team, gain exposure to cutting-edge fintech solutions, and contribute to products that positively impact the lives of thousands of customers. We offer a collaborative environment that encourages learning, professional growth, and innovation.

How to Apply

Interested candidates should submit a single PDF document containing their cover letter, curriculum vitae (CV), and academic qualifications. Applications should be sent to careers@eshandi.com  with the subject line “Application – Finance Operations Officer” no later than 20th July, 2026.

Only shortlisted candidates will be contacted. eShandi is an equal opportunity employer committed to fostering a diverse and inclusive workplace.