Loan Officer

Loan Officer Jobs in Lusaka at Creditcare Financial Solutions Limited

Creditcare Financial Solutions Limited is currently seeking a dedicated Loan Officer to join our team in Lusaka, Zambia. This full-time position offers an excellent opportunity for professionals interested in loan officer jobs in Lusaka to contribute to client onboarding, loan evaluation, and portfolio management throughout the loan lifecycle.

Role Overview: Loan Officer Position in Lusaka

As a Loan Officer within our Credit department, you will play a critical role in assessing loan applications against established criteria and managing client relationships from initiation through repayment. Your expertise will ensure clients receive tailored loan products that meet their financial goals while maintaining the organization’s lending standards.

Key Responsibilities for Loan Officer Jobs in Lusaka

• Contact customers to notify them of overdue payments and negotiate appropriate repayment plans.
• Maintain accurate records of customer payments and loan documentation.
• Prepare demand letters and final notices for customers with outstanding payments.
• Respond promptly to customer inquiries and provide expert guidance on loan options.
• Assess customer needs and recommend suitable loan products aligned with organizational guidelines.
• Maintain up-to-date knowledge of all loan products and qualification criteria.
• Review active loan files daily to identify missing documents or steps to expedite processing.
• Apply professional judgment to evaluate borrower risk and identify viable lending opportunities.
• Manage a portfolio of clients, supporting them throughout the entire loan lifecycle.

Qualifications and Skills Required

• Degree or diploma in Banking and Finance or a related discipline.
• Strong communication and customer service skills, with the ability to engage clients effectively.
• High attention to detail and strong numerical aptitude.
• Proficiency in computer applications relevant to the role.
• A valid driving license is an advantage but not mandatory.

How to Apply

If you are interested in pursuing one of the leading loan officer jobs in Lusaka with Creditcare Financial Solutions Limited, please submit your application through the following link:

Apply for Loan Officer Position