Legal Officer

JOB OPPORTUNITY

Position: Legal Officer
Department: Legal Department

• To provide timely, well researched and efficient legal services and support for the Bank

Reporting Relationship:

Functionally reports to: Country Head, Legal and Company Secretariat
Administratively reports to: Country Head, Legal and Company Secretariat

Key Responsibilities:
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• Provide legal support and advice on all transaction negotiations
• Advice on all legal issues that emanate from existing agreements and new legal documentation.
• Rendering legal opinion on financial and legal issues that might arise about bank’s products
• Preparation and generation of periodic legal reports for Legal Division
• Attend meetings to offer legal guidance and advice as requested for by business units
• Rendering of legal advice on different issues as it affects the bank, its customers and available products
• Conduct review and advice on the Bank’s policies from time to time to ensure compliance with legal, and the Financial Regulatory requirements (BOZ etc)
• Supervise the safe custody of all collateral documents for facilities granted by the Bank
• Develop, recommend, evaluate and initiate corporate policy and strategy for tenders and contracts products and services.

Key Performance Indicators:
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• Achieve Country PBT Budget
• Be one of the most preferred banks in customer services;
• Internal – 90% Customer Satisfaction across all customer touchpoints/Channels;

• Build a reputation for compliance with all regulations and with zero tolerance for regulatory infractions and penalties; (Composite Risk Rating)
• Ensure all assets (100%) in the Bank, including loans, are legally secured
• Achieve 100% Litigation success
• Zero corporate governance-related statutory infractions
• Legal Cost optimization (25% YoY Cost Savings)
• Achievement of set service levels for all processes and timelines for approved projects; (including response time to new Regulatory policies and circulars)
• Error rate / non-compliance to Financial laws
• Turnaround time for rendering legal advice or opinion when solicited
• Timeliness in the preparation of sundry agreements (facility agreements, Loan agreements etc) including contract drafting and review
• Effectiveness at execution of assigned tasks
• Efficiency at executing scheduled and adhoc assignments

Skills & Competencies:
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• Oral and written communication
• Knowledge of Financial law and credit transactions
• Commercial and Corporate Banking
• Versatile with current local international banking regulations
• Good Team Player

Application requirements:

• A minimum of 2 years legal experience with at least 1 year as a legal officer in banking.
• A valid practicing license
• Education: Bachelor of Law – LL B (Minimum grade: Credit)
• ZAQA verified certificates

To Apply

United Bank for Africa is an equal opportunity employer. Interested candidates that meet the above job requirements should send their application in a single document comprising of detailed Curriculum Vitae, G12, Degree and other copies of professional qualifications to careers.zambia@ubagroup.com by 20th March 2026.

Africa’s Global Bank