Loan Officer

Job description

Requirements

Carry out initial consultation with clients to learn their needs, pain points, and goals
Evaluate the creditworthiness of loan candidates by assessing their credit history, income, liabilities and assets
Assemble and review all required documents from clients like credit reports, tax returns and financial statements
Decide on the proper loan product and structure as a good fit with the client’s particular requirements and financial situation
Work hand in hand with underwriting teams to assess and review risk attached with loan applications
Get ready and submit loan applications, making sure there is compliance with regulatory and company policies
Explain and negotiate loan terms, including the interest rates, collateral, repayment schedules, etc.
Maintain comprehensive records containing loan related communications, documents and decisions
Be up-to-date on everything loan from lending regulations to trends and policies
Make available accurate and timely loan reports for management and regulatory reasons
Help clients fully understand the terms and conditions attached to the loans, including details about fees and penalties
Be proactive in monitoring the performance of the loan portfolio and spot any potential problem
Work alongside with loan servicing teams to make sure loans are paid as scheduled and to fix any delinquencies
Offer exceptional customer service and solve any concern from clients
Help in the development and execution of marketing strategies to gain new loan candidates
Be conversant and well versed with the organization’s products and services offered by the organization

Qualifications

Bachelor’s degree/Diploma in Business Administration, Management, or a related field is preferred

Grade 12 Certificate

Must have more than 1 years of work experience in a similar role

Interested candidates who meet the above job requirements should email their cover letter, detailed CV and copies of academic and professional certificates in one PDF document to  successenterpreneurschoice@gmail.com and CC chondokacarol@gmail.com Please indicate ‘SECFIN LOAN OFFICER KABWE on the subject field.

Note that only shortlisted candidates will be contacted.

Closing Date for application is 5th September, 2025 before close of business.